These Terms & Conditions govern your use of the Zoi Financial website and services. By accessing or using this website, you agree to be bound by these terms. If you do not agree, please do not use this website.

Use of the Website

Zoi Financial provides financial education and informational content for general purposes only. The content on this website is not intended to provide personalized financial, legal, or investment advice.

You agree to use this website for lawful purposes only and in a way that does not infringe on the rights of others or restrict their use of the site.

Intellectual Property

Unless otherwise stated, all content on this website, including text, graphics, logos, and design elements, is the property of Zoi Financial and is protected by applicable intellectual property laws.

You may view and use the content for personal, non-commercial purposes only. You may not reproduce, republish, distribute, sell, rent, sublicense, or modify website content for commercial use.

Cookies

This website may use cookies to enhance user experience and improve site functionality. By using this website, you consent to the use of cookies as described in our Privacy Policy.

SMS Messaging Terms

By providing your phone number and agreeing to receive text messages, you consent to receive SMS messages from Zoi Financial at 317-520-8889. Messages may include account notifications, customer care communications, and information related to our products and services. Consent to receive text messages is not a condition of purchase.

Message Frequency:
Message frequency may vary but will not exceed 10 messages per month.

Message and Data Rates:
Message and data rates may apply.

Opt-Out Instructions:
You may unsubscribe at any time by replying STOP.

Help Instructions:
For assistance, reply HELP.

You may also contact us at 317-520-8889 or info@zoi-financial.com.

Mobile opt-in information is never shared with third parties.

External Links

This website may contain links to external websites for informational purposes. Zoi Financial does not control or endorse the content of external sites and is not responsible for their practices or policies.

Limitation of Liability

Zoi Financial is not liable for any direct, indirect, incidental, or consequential damages resulting from the use of this website or reliance on its content.

Termination

We reserve the right to restrict or terminate access to this website at any time without notice if we believe these Terms & Conditions have been violated.

Changes to These Terms

Zoi Financial may update these Terms & Conditions at any time. Changes will take effect immediately upon posting. Continued use of the website constitutes acceptance of the updated terms.

Contact Information

If you have any questions regarding these Terms & Conditions, please contact us at:
Email: info@zoifinancial.com
Phone: (317) 520-8889